Not Closing With a Title Company: Is It Worth the risk?

Not Closing With a Title Company: Is It Worth the risk?

Daredevils, those who like to live dangerously, need not apply for title insurance. Just kidding! In our professional opinion (and rational mind), every property buyer should work with a title company so they can reap the many benefits of an insured closing. Benefit...
How NOT to Choose a Title Company

How NOT to Choose a Title Company

A title company does all the heavy lifting when it comes to your property’s title. In short, a title company investigates the history of your property and reveals any hidden problems. Then, they issue insurance to protect you against the loss of your property should...
Don’t Let This Happen to You

Don’t Let This Happen to You

We are often asked why home buyers should pay for owner’s title insurance when the lender already requires its own policy. In the answer that follows, a story is related that should convince anyone of the value of having owner’s title insurance. A young man was...
What’s in an Insurance Rating?

What’s in an Insurance Rating?

There are many different companies that rate title insurance providers. Some of them have been around for a long time. One of the oldest is A.M. Best, which was founded in 1899. Others like Demotech, which was formed in 1985, are not as old but are still very...